Posted by: RAPV | November 20, 2017

Pioneer Valley SF Sales Report for October

October 2017 compared to October 2016
Single family sales rose 20.6 percent.  YTD sales are up 5 of the last 10 months.
Median price rose 6 percent to $205,550.  YTD price is up 8 of the last 10 months.
County reports will vary.
The full report is here.



via NAR –

A group of legislators and administration leaders known as the “Big 6” today released an outline for comprehensive tax reform that if enacted, according to the National Association of Realtors®, could lead to a tax on homeownership for millions.

According to the Big 6’s framework for tax reform, changes to the current tax code would eliminate important provisions, such as the state and local tax deduction, while nearly doubling the standard deduction and eliminating personal and dependency exemptions. NAR believes the result would all but nullify the incentive to purchase a home for most, amounting to a de facto tax increase on homeowners, putting home values across the country at risk and ensuring that only the top 5 percent of Americans have the opportunity to benefit from the mortgage interest deduction.

Click here to read the full article.

Posted by: RAPV | July 7, 2017

10 Biggest Threats Facing Real Estate

The tech boom, threats to the middle class, political polarization and global uncertainty – these are just 3 of the 10 threats facing real estate according to The Counselors of Real Estate’s (CRE) annual list.  The list was complied from 1,100 real estate advisors from around the world who met at a recent CRE conference.  “Despite this unsettling environment, opportunity remains embedded in every issue on the list,” says 2017 CRE Chairman Scott Muldavin.  To see the 10 threats, read the full article here.

Yes, a buyer really asked an agent if a body had been buried in the backyard, and if the car in the driveway came with the house.  For other jaw-dropping questions, read more here.


Posted by: RAPV | May 12, 2017

Seven Traits to Share With Your Clients

You both make emotional decisions, so harness everyone’s feelings to foster a better connection.  Read more.

Posted by: RAPV | May 5, 2017

Long appraisal times hurt VA borrowers

Long appraisal times can hurt VA borrowers. A REALTOR® shares w/Congress how to get more VA appraisers into the biz.

Posted by: RAPV | April 24, 2017

The Future of Real Estate

Technology is changing so quickly that it’s difficult to imagine what the world will look like in 15, 10, or even 5 years from now.  See what the folks at REAL Trends, a leader in market data and industry insights, have to say.  Read more.


The REALTOR® Association of Pioneer Valley (RAPV) has taken advantage of NAR’s Placemaking Grant and in the past 3 years was involved in 4 placemaking projects to help enhance their communities by creating new public spaces for residents.  When plans got underway for a new Promenade Park in Easthampton (MA), the association decided to pitch in.  “We heard about a sculpture project and thought this would be something to make a reality,” said Peter Davies, an RAPV Director.  In another project, REALTORS® helped to bring a symbol of change to a Springfield (MA) neighborhood with a  new community garden.  Read more.



Posted by: RAPV | March 23, 2017

People more Confident about the Economy

The share of households believing the economy is improving soared to its highest level since NAR launched its quarterly Housing Opportunity and Market Experience (HOME) survey last year.  Almost two-thirds of households say the economy is getting better, up from about half last quarter.

Posted by: RAPV | March 10, 2017

Economic Expansion

On March 1, 2017, the current economic expansion entered its 93rd month, making it the third longest in U.S. history. Before that, the title went to the 92 month long, 1982-1990 Morning-in-America recovery.  The longest was the 1991-2001 10-year Tech Boom recovery.  If this recovery makes it to April 18th, it will become the second longest, surpassing the 106 month 1961-1969 recovery.  Three of the longest six recoveries have occurred since 1990.

Elliot F. Eisenberg, Ph.D

President Donald Trump in his speech to Congress on February 28th touched on several matters that concern the real estate industry:  tax reform, repeal and replacement of the Affordable Care Act, infrastructure investment, and deregulation.  More here.


Posted by: RAPV | February 16, 2017

What to Expect When Selling a Home in Winter

While homeowners traditionally wait for spring to list their home, there are many good reasons to sell in the winter.  Here’s what you can expect.

Source: RIS Media’s House Calls.

Posted by: RAPV | February 3, 2017

CFPB Hits Brokers for Marketing Agreements

On January 31st, the Consumer Financial Protection Bureau fined a mortgage lender, two real estate brokerages, and a mortgage servicing company for referral arrangements the companies had entered into that CFPB says are prohibited under the Real Estate Settlement Procedures Act (RESPA).  Read more.

Posted by: RAPV | February 1, 2017

40,000 Could Lose Out in FHA Suspension

The Trump Administration’s suspension of reduced FHA mortgage insurance premiums is the top story in the latest Voice for Real Estate news video from NAR.  As many as 40,000 households could be priced out of home buying if the suspension remains in place, NAR says.  Other segments look at the 10-year high in home sales in 2016, what’s happening with the Ben Carson nomination for HUD secretary, and how clients can use a reverse mortgage to buy a home.  video link.


Posted by: RAPV | January 26, 2017

Mortgage Money

After peaking at 40.8 million in 2007, the number of tax returns claiming the mortgage interest deduction has steadily fallen, and as of 2013, the latest year from which data is available, stands at just 33.3 million. Not surprisingly, the amount of mortgage interest paid also peaked in 2007 at $491 billion and is now $296 billion, while the average amount of MID claimed/filer has fallen from $12,052 to $8,900.

Elliot F. Eisenberg, Ph.D

As part of the “Get Realtor” advertising campaign, NAR has partnered with Sports Illustrated to create a short video with professional golf coach Sean Foley, who has worked with some of the top professional golfers in the world.  In this video, Sean Foley shares his inside philosophy on how having an expert by your side can help you in every facet of life, including when it comes to buying and selling a home.


Posted by: RAPV | September 7, 2016

Fed rate hike anticipated

Placid Percentage – The August jobs report showed just 151,000 net new jobs, slowing hourly earnings growth of 0.1%, the loss of 6,000 construction jobs, and a slight reduction in the average hours worked per week. This has reduced the probability of a Fed rate rise of 25 basis points (0.25%) at the September meeting to 0.20%.  But, with the economy continuing to slowly improve, the data-dependent Fed will, barring a disaster, raise rates in December.

Elliot Eisenberg, PhD.
Graphs and Laughs, LLC
Cell: 202.306.2731

Posted by: RAPV | August 15, 2016

Wire Fraud Notice Template

Wire Fraud Notice Template
There is a template of a notice you can add to your email signature regarding ways to avoid email wire fraud.  The template is available on

MAR successfully advocated against mandatory home energy audits and labeling.  Legislators removed this language before releasing an updated version of the bill on July 31.

MA Realtors will continue to promote Mass Save and work on ways to encourage all homeowners to make energy efficient investments in their home.

Thank you to the 189 RAPV members who responded to the Call for Action and others who emailed and made personal calls to state legislators.

Posted by: RAPV | July 29, 2016

Fed considers interest rate hike

Yesterday’s Fed statement suggesting that “near-term risks to the economic outlook have diminished” that “job gains were strong” and “household spending has been growing strongly” indicates a Fed that’s again taking steps to prepare the market for a rate rise, probably in December.  But, if July and August employment and inflation numbers are strong, a September rate rise is certainly possible.  Listen for more clues during Fed Chairman Janet Yellen’s talk on 8/26/16.

Source: Elliot F. Eisenberg, PhD, GraphsandLaughs, LLC
Cell: 202.306.2731

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